Home
Purchase Programs
Fixed-Rate Security and Mortgage Stability
A fixed-rate mortgage has an interest rate that won't change for the life of your loan. It's the best security against rising mortgage rates and higher payments. If you know you don't plan on moving or refinancing in the next 10 yrs or so, the fixed-rate mortgage may be your best choice.
Rates on fixed-rate mortgages are currently at or near historic lows. This means your mortgage payment starts low and stays there. Call 1-877-632-0896 Today!!
Refinance Programs
Available Program Descripions
30 yr Fixed, 20 yr Fixed, 15 yr Fixed, 10/1 ARM, 10/1 Interest Only, 7/1 ARM, 7/1 Interest Only, 5/1 and 3/1 Available
Conforming loans to $417,000, VA loans to $417,000, Super Conforming loans to $729,000, FHA loans to $729,000.
Call 1-877-632-0896 Today!! Apply now!
FHA Simple Loan
FHA
FHA does not accept loan applications. We are a licensed FHA-approved agent. Like all FHA programs, you can only apply through a participating lender.
Congress has raised the loan limits up to $729,000 in high cost areas. Down payments as low as 3.5%, Cash out up to 85%, First-time home buyer can get a tax credit up to $8000.00!! Flexible Credit guidelines!! In-House Underwriting!!
Call 1-877-632-0896 or Apply now!
| The US Home Mortgage Loans Team Welcomes You! |
|
Our goal is to develop and maintain customer relationships, secure mortgage financing and financial strategies for our clients and their families. By coupling financial resources with experienced and seasoned professionals, we can successfully benefit our clients' financial future. Our focus-due diligence and overall loan management ensures that US Home Mortgage Loans clients and their families achieve their financial goals. Your Home, Your Loan and Your Way!! Please feel free to contact us at 1-877-632-0896 to begin today! |
LOWEST RATE AND FEE GUARANTEE
We will beat any bank rate quote by 500 dollars or .125% rate guaranteed. If we don't beat any competitors rate and fee you will receive $1000.00
We will not be under sold!! Call us today at 1-877-632-0896.
About Us
Learn a little about National Sales Leader Richard Garza
Click here to learn more
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Today's Rates
ASK ME ABOUT A SMART PAY!! HOLIDAY WEEKEND RATES, 2009 | ||
| 30-Year Fixed to $417,000 | ||
| Rate | Points | APR |
| 4.625 | 1.500 | 4.698 |
| 4.750 | 1.000 | 4.789 |
| 5.000 | 0.000 | 5.169 |
| 30-Year Fixed to $729,000 | ||
| Rate | Points | APR |
| 4.625 | 2.000 | 4.789 |
| 4.750 | 1.500 | 4.808 |
| 5.000 | 1.000 | 5.199 |
| 30-Year FHA to $729,000 | ||
| Rates | Points | APR |
| 5.000 | 1.000 | 5.307 |
| 5.250 | 0.750 | 5.498 |
| 5.500 | 0.000 | 5.873 |
| 5/1 ARM $417,000 | ||
| Rates | Points | APR |
| 3.750 | 1.250 | 3.770 |
| 4.000 | 0.500 | 4.039 |
| 4.250 | 0.000 | 4.389 |
80 LTV, 75% LTV Jumbo, 720 Credit Score Apply now! | ||