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Purchase Programs

Purchase Programs

Loan Customization When you add our mortgage specialists to your home buying team you're adding key players who can create a loan package that utilizes your financial strengths while minimizing your weaknesses.  Call us today!! 1-877-632-0896

US Home Loans Mortgage Company

Refinance Programs

Refinancing Programs

We can lower your monthly payments.
The decision to refinance depends on more than just an interest rate. A lower interest rate can result in lower payments. By extending the term of your mortgage may also be a good way to save money and reduce monthly bills.

We offer cash out up to 95% with a 580 FICO!!  No Down payment Purchase!!  We also have hard Money!! Call today!!

Us Home Loan Mortgage Company

FHA Simple Loan

Super Simple FHA Loan

The FHA Super Simple Loan is a great mortgage choice for those who may have trouble qualifying for other programs.  Lower credit scores and lower incomes may qualify!!  FICO Score as low as 550!!  We still have 100% purchase!!

YOUR HOME, YOUR LOAN, YOU'RE WAY!!

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The US Home Mortgage Loans Team Welcomes You!

With a specialization in helping home buyers and first time home buyers, we live to serve you throughout every step of the mortgage process. It is through our systematic and ethical approach to loan customization will you be able to find true happiness in the home financing processs.

Please feel free to contact us at 1-877-632-0896 to begin today!

 

Buying Your First Home? We have down payment assistance!!

Purchasing your first home can be a stressful process, which is why our team specializes in taking care of first time home buyers. 

First time homebuyers get a $7500 dollar tax credit!!!    We also offer No Down Payment programs, that's right no money down!!  We are the ONLY SHOW IN TOWN!!

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About Us

Learn a little about West Coast industry leading mortgage consultant Richard Garza

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Contact Us Today!

1-877-632-0896

Call us from 8am to 8pm PST.

AZ Banker Number:
BK 0019241

CA Banker Number:
BK 4130556

100% Purchase

We have 100% purchase!!

Call 1-877-632-0896 today!!


We have down Payment Assistance!!

Seller can pay up to 6% closing costs!!

First time homebuyers get a $7500 tax credit!!

FICO scores as low as 580!!!

Stimulus Loans up to $729,750 at Conventional rates!!

Compare and save, we guarantee it

We're so confident that you'll be thrilled with our service, rates and fees,  we guarantee them. 

YOUR HOME, YOUR LOAN, YOU'RE WAY!!!